What We Do

Welcome to Red Rock Capital! Our firm specializes in providing financing on 1-4 unit residential investment properties around the country. If you are a real estate investor seeking to borrow funds for your next real estate deal, you’ve come to the right place and we look forward to serving you!

Our company sources new loan opportunities, processes, underwrites, funds, and manages loan servicing on the real estate loans we provide.

Are you a mortgage broker or banker? We welcome the opportunity to serve your clients and ensure you are compensated at closing.

Red Rock Capital serves as delegated underwriter and strategic adviser to the institutional investors we work with. This includes our internal fund Red Rock Safeguard Fund, LP, private real estate investment funds, family offices, and high net worth individuals.

Loan Process

1. Discuss Your Project

Talk with our loan professionals to determine if your project falls within lending guidelines

2. Submit Documents

Gather documents for underwriting such as a photo ID, internal application, asset statements, and more

3. Funding Released

Your funds are ready and will be dispersed at closing so you can begin your project

Red Rock Capital: Lending That Powers Colorado Real Estate Investors

Having the appropriate lender may make all the difference between missing out on opportunities and making big gains, whether you are flipping your first house or creating a long-term rental portfolio. Red Rock Capital is more than simply a lender; we are your investment partner. We are based in Colorado and our mission is simple: to give you fast, flexible, and investor-first funding options that work with your schedule.

What We Do At Red Rock Capital

Red Rock Capital offers personalized loan services to real estate investors, landlords, and self-directed IRA users who want to build their holdings without the typical bother. We do not do business like regular banks. We look at your deal's potential, your investing plan, and your long-term ambitions instead. Our goal as a Real Estate Finance Company is to make getting money easier, speed up approvals, and help you reach every property milestone.

Types of Loan Programs We Provide

Fix & Flip Loans

Immediate cash to purchase and repair properties with draw-based financing. Perfect for flippers needing fast funding.

DSCR Loans

Qualify based on property income instead of personal income. Ideal for landlords building rental portfolios.

Rehab Home Loans

Finance both purchase and major renovations. Great for properties needing more than just cosmetic repairs.

Private Real Estate Loans

Fast, flexible loans based on deal potential, not strict paperwork. Close quickly on unique opportunities.

IRA Loans

Non-recourse IRA loans that follow IRS guidelines. Build passive income within retirement accounts.

Rental Loans

Long-term financing at competitive rates. Perfect for buy-and-hold investors expanding rental portfolios.

FAQs

Do I need perfect credit to qualify for a loan?

No. We mostly look at the property's potential and your investment strategy, while credit is one issue. A lot of clients with ordinary credit nevertheless qualify.

How fast can I close a deal with Red Rock?

Speed is what we do best. We may generally close in 7 to 10 days or less, depending on the kind of loan and the property.

Can I use a self-directed IRA for property loans?

Yes. Our non-recourse loans for SDIRA clients respect IRS rules and help with retirement-focused plans.

What kind of properties can I finance?

We lend money for single-family houses, multi-units, rentals, and flips. We also look at houses that are unique or in bad shape.

Do you only lend in Colorado?

Red Rock specializes on Colorado real estate, which gives them local knowledge. We can help you no matter where you reside if your property is in the state.

Real Estate Finance Company

What We Do

Loan Process

1. Discuss Your Project

2. Submit Documents

3. Funding Released

Loan Programs

Renovation Loans

Bridge Loans