Renovation & New Construction Loans (Non-Recourse Available for Self-Directed Retirement Accounts)


Loan Amounts from
75K to 2M+

1-4 unit investment
properties

90% of purchase price and 100% of renovation costs, up to 70% of After Repair Value
for experienced investors

Rates between 9.50% – 12%

12 month term interest
only payments

Nationwide except: CA, AZ, NV, ND,
SD, MN, VT, UT, OR, ID

Bridge Loans

(Non-Recourse Available for Self-Directed Retirement Accounts)


Loan amounts: $75K to 2M+
Minimum property value of 100K

Up to 75% LTV on Purchase (up to 90% of the purchase price financed)
Up to 65% LTV on Cash-Out Refinances

No Minimum Title Seasoning for Cash-Out Refinances

600 Minimum Credit Score
Lower credit scores are considered on exception

1-4 unit
investment properties

Blanket Loans
are OK!

Interest Rates between 9.50% – 12%

Loan Terms: up to
24 months plus extensions

Nationwide Except:
CA, AZ, NV, OR, ID, ND, MN, SD, UT, VT

Long Term Rental Loans


Loan Amounts from
75K to 2M+

1-4 unit investment
properties that have positive cash-flow from rental income- 680 minimum FICO score required

Up to 80% Loan to Value for purchase, rate/term, and cash-out refinances- Blanket loans/cross collateral loans are OK!

Rates starting
at 5.49%

Up to a 30 year fixed term with 3 or 5 year interest only options available

Nationwide except: CA, AZ, NV, ND,
SD, MN, VT, UT, OR, ID