A truly self-directed IRA isn’t limited to the stock market. You can easily make real estate investments with a self directed IRA real estate loan that you can get from a private lender. The advantage of private financers is they have flexible terms and conditions. Also, they can provide flexible financing needed to support a larger project. The real estate market is growing and it is expected to become the biggest investment market in the future.

Red Rock Capital is one of the most prominent self directed IRA lenders financing properties for real estate investors. Our rich experience allows us to process real estate loans so investors can move ahead with their projects and grow their net worth. If you are interested in real estate investments but hesitate to invest in real estate due to lack of funds, you can contact Red Rock Capital for a complementary consultation of what loan program you may qualify for.

Why Invest In Real Estate With Private Financing?

Red Rock Capital advises all types of IRA holders and solo 401K holders to help them invest in real estate and grow their portfolio. For example, your self-directed IRA can invest in a fix and-flip property or rental property that can give you recurring benefits. For most of the funds needed, you can count on Red Rock Capital to provide a self directed IRA real estate loan.

Advantages Of Private Real Estate Loans

1. Safe Loan Options

Red Rock Capital offers non-recourse loans that are safe for borrowers. A self directed IRA loan is the best option for real estate investment because it covers only the collateral and does not require a personal guarantee. In addition to this, typically self directed IRA loans are a lower leverage amount, thus costing you less interest. For our long term non recourse loan, we do also require that the rental income is great than the property expenses. This assist to ensure your IRA doesn’t need to subsidize the monthly expenses of the rental property.

2. Quick Loan Options

Red Rock Capital provides quick loan financing options for all 1-4 unit residential investment projects. Being a leading self directed IRA lender, we understand the IRS rules and requirements of how to property utilize these accounts. Don’t work with a lender that doesn’t understand the IRS guidelines. Our office has provided these types of self directed IRA loans for over 15 years.

3. Multiple Eligibility Options

There is little to worry about your personal assets or personal real estate holdings when obtaining a non recourse IRA loan. While we primarily need equity in the collateral that we lend on, we do also need to know your credit score to determine the loan interest rate. In addition, you will provide the amount of available liquidity to how much self directed IRA loan you can qualify for. We can provide a bridge loan of 1-2 year for a short-term rental or cash-out for working capital. We also offer a self directed IRA loan that provides both money for the property purchase and future property improvements. This is often referred to as a non recourse fix and flip loan. Our other more traditional option, is a non recourse rental property loan. This is typically when a long term tenant is renting the property.

4. Useful Options

Red Rock Capital provides freedom with a self directed IRA real estate loan. You are free to utilize the loaned amount for whatever investment purpose within your IRA, whether that be property improvements, purchasing another property, working capital for your account, or investing in traditional investments. If you are of retirement age, you can also borrower money against a property and then use the cash-out within the account to take an IRA distribution.