Red Rock Capital partners with property managers to fund the investors you already work with and pays you a referral fee on every loan we close. Not just the first one. Every one.
Book a 30-Minute Intro CallPrivate lending since 2009 · BBB A+ rated · Based in Colorado Springs
You sit closer to real estate investors than anyone — closer than their banker, closer than their agent. When an owner mentions buying another rental, renovating a tired unit, or pulling equity out of a property, you hear it first. Most property managers let that moment pass. Our partners turn it into three things:
You're paid at closing on each loan we fund for your referral — first loan, third loan, tenth loan. Investors are repeat borrowers by nature; your referral keeps paying as their portfolio grows.
An owner with access to capital buys more doors. Every door they add is another unit under your management. Funding your owners is the most direct portfolio-growth strategy a PM has.
Partnering costs nothing. There's nothing to underwrite, package, or process on your end—you make the introduction, we handle everything from application to closing, and we keep you in the loop.
Your owners qualify on the property's income — no tax returns, no W-2s, no employment verification. If the deal works, the deal works.
We lend in roughly 40 states. (Currently excluded: AZ, CA, ID, MN, ND, NV, OR, SD, UT, VT.)
An owner mentions a purchase, a renovation, or a cash need. You connect them with us — a warm email intro or our contact info is all it takes.
We work directly with the owner from inquiry through closing. You do no paperwork and carry no obligation. They're your clients, and we know it.
Your referral fee is paid when the loan funds. And because we track the relationship, you're paid again on their next loan, and the one after that.
Your owners qualify on the property's income — no tax returns, no W-2s, no employment verification. If the deal works, the deal works.
Referral fees are paid on every loan we close for your referred client — not a one-time bounty. We cover exact terms in a short partner agreement during your intro call.
Our lending is business-purpose (investment property) financing, which is treated differently than consumer mortgage lending. We'll walk through how the referral arrangement works in your state on the intro call, and our partner agreement documents everything cleanly.
No. There's no fee to partner, no minimum referral volume, and no exclusivity requirement.
No. Your referred owners are handled as your clients. We fund their loan and send them back to you — ideally with more doors for you to manage.
On the property, not the person. Our core programs qualify on rental income (DSCR) or collateral value — no tax returns or W-2s required. That's especially valuable for self-employed owners and investors with complex returns.
That's our specialty. We've been funding non-recourse loans for self-directed IRAs and solo 401(k)s since 2009 — one of the few lenders in the country focused on it.
It depends on the program — bridge and collateral-based loans move fastest, long-term rental loans run on a standard timeline. Either way, your owner gets a direct answer quickly, not weeks of committee review.
Book a 30-minute intro call. We'll cover the referral terms, the loan programs your owners are most likely to use, and how partners typically make the introduction.
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Red Rock Capital is a d/b/a of Island View Mortgage, Inc. Loans are for business purposes only and are not available in AZ, CA, ID, MN, ND, NV, OR, SD, UT, or VT. All partnerships are subject to a written referral agreement.